There are up sides? We hear you ask, thinking of the idea that having money is the only thing that means happiness. Yet, it doesn’t all have to be doom and gloom when it comes to money being a little thin on the ground, despite the panic we feel when we experience something like that for ourselves. We’ve already touched upon how the new year can bring in a new you when it comes to counting the bills you bring home every day, but let’s say it doesn’t work out quite as well as you thought. What can you hold onto to make it a little more normal? Here’s a couple of ideas.
You Can Do Better!
And no that isn’t meant to get at you! Simply, it means that once you’re out of a financial hole you might be in, you really can do better for yourself. You can put a budget in place and start living your best life.
And if you really need the help, financialmentor.com has some good ideas on how you can cope, and how to look towards the future.
You Band Together
If the recession taught us anything, it’s that when people can’t afford to move out, they won’t. That meant people who wanted to get a divorce stayed together for longer, and that’s not a situation we want to be in in any shape or form. However, if you’re in a happy family and know you want to band together with your partner and your kids, maybe your siblings and aunts and uncles, money issues can bring you closer together.
In times of birthdays and celebrations, you can make your cards and gifts to each other, which always mean a lot more. Plus, pooling resources is effective. But if banding together doesn’t sound like a great solution to your troubles, don’t worry! There’s more you can do to help yourself.
There’s Always Ways Out
So you’re the most secure family you know of, and now it’s time to do something about your situation. Maybe you’re still convinced the idea of a hand out is shameful, but when it comes to our friends and family, they want to help us! You can repay them in kind when you get the chance, and affection goes a long way.
This is more of a practical solution, and that is often a saving grace for anyone who knows their finances are in trouble. When options like that of debtconsolidation.co exist out there, you can pay off any debt you have altogether in monthly installments, making payments a lot easier to manage. If you don’t have to manage 3 bills all in a row, you can take some pressure off, and let yourself breath at the end of the week.
Money issues aren’t always negative, and some debt can add value to your assets and accounts. However, in the long and short of it, a healthy mindset means some positives to a situation you know is trouble.